WELCOME
As you know, Black women live at a point of intersectionality (gender/race) in this country that demands resilience, courage, and education. Here, we bring awareness to specific consumer protection laws that impact our day-to-day lives in profound ways.
These laws; e.g. the Fair Debt Collection Practices Act, the Fair Credit Reporting Act, and the Telephone Consumer Protection Act, provide protection from bad actors who improperly collect debts, report inaccurate information on our credit reports and use robots to call/text our cell phones. We exist to support our tribe of African-American women in building a secure financial house.
We have been conceptualizing forming this group of BFFs for several years; our efforts were catalyzed by the COVID-19 (coronavirus) pandemic and the recent laser focus on injustices long suffered by our brothers and sisters, including outright murder! It is time for a change and we at BWBC are stepping into the breach to provide help in the consumer protection laws space – shoring up our community’s knowledge and courage to ACT!
Why do we care?
Well, it’s annoying and frustrating, but it’s also unlawful. When these laws are violated, we get paid. Our founders built this process after facing financial hardship and experiencing identity theft, dealing with errors on our credit reports and receiving hundreds of robo-calls. We have disputed debts, sent demand letters to unscrupulous players in the debt collection game – – both BIG and small, the credit bureaus, and robots blowing up our cell phones.
Our Blog
December 2021
More on California’s Updated Debt Collection Legislation
by The Collection’s Agitator Tribe, last month, we touched on California’s updated consumer debt
California Debt Collection Laws 2.0
By the Collection’s Agitator Hey Tribe, we have arrived at that part of the
October 2021
NAVIENT Exits the Game Following Many Fumbles, Sacks and Incompletes
by The Collection's Agitator Hey Tribe, how are you managing? You know, in the
TESTIMONIALS
I came to BWBCN frustrated and overwhelmed. The BWBCN team listened to me patiently and actively. They were able to identify what the problems were, provided the tools to solve the issues I could solve on my on ( with some help) and gave me guidance on the issues that possibly required an attorney. So far, I’ve received $30k in settlements and I haven’t finished going after the violators for unresolved on my credit report yet!
I felt empowered, it is quite refreshing to be able to stand up for your rights. Thank You!!
I know a lot of people can benefit from this wisdom.
I was the victim of identity theft and even though I sent the debt collector the case # I got from the police department, they kept harassing me about paying the debt. A friend told me about BWBCN. I followed their process and got the debt collector to pay me $2000, cancel the debt and take it off my credit report
I discovered that a debt collector was furnishing information that didn’t belong to me. it belonged to my sister. After contacting another credit repair organization and paying them to send debt validation letters, nothing changed. I was told about BWBCN, I used their tools and insights to remove the errors from my report and got a check from the creditor for their violations!
my mother is a senior person on a fixed income who does not have money to pay these debt collectors. In 2019 they sent her letters about a debt from 1998 that she did not owe. She was so upset and anxious and embarrassed. A friend told me about BWBCN so I agreed to speak with them. We were able to stop these letters and they paid my mom for the violations they committed! She was shocked and pleased and started telling all her friends in the senior community she lives in about them!
The Squad
Join our forum (The Squad) to view our growing list of Black services providers (or those friendly to our cause) in the credit building space. We need your input to expand this list as it will constitute a “greenbook” of sorts for our members going forward.